Click the button below to complete the form by August 25, and we’ll mail your ticket to the address provided!*

Pick from the following activities:

• A trip to the Black River Drive-In or Loville Movie Theater
• A tasty ice cream treat from a local ice cream stand
• Mini golf at River Golf Adventures in Clayton
• A trip to the Wild Center in Tupper Lake
• A visit to the Children’s Museum of the North Country

Not a Smart S.T.A.R.T. Saver yet? There’s time to become one and take advantage of all the benefits a Smart S.T.A.R.T. youth savings account has to offer!

With our Smart S.T.A.R.T. Savings Program for children up to age 12, Northern helps parents and caretakers teach kids the benefits of money management.

Membership benefits include:

• Two passes to Zoo New York
• 15% Birthday Packages at Zoo New York
• Giveaways throughout the year
• A free toy each visit with deposit
• And more!

*Northern’s Smart S.T.A.R.T Savings Program is for children up to age 12. Tickets will be mailed to eligible Smart S.T.A.R.T Savers. Each child must have their own Northern Credit Union membership to be eligible. One ticket per eligible saver.

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Northern Credit Union, in partnership with the Northern New York Community Foundation, awards the Michelle Salisbury Memorial Scholarship in the amount of $300 upon high school graduation to a technical school- or college-bound student from each school district in Jefferson, Lewis and St. Lawrence counties, plus the Pulaski and Sandy Creek school districts. Our hope is that the scholarship will help cover some costs associated with continuing education, including travel to and from school, books, supplies, and other expenses.

The scholarship is in memory of Michelle Salisbury, a Northern Credit Union team member who passed away in 2009.

Students can take advantage of this opportunity by completing the universal application form on the Northern New York Community Foundation’s website. The good news is that the application form also allows students to apply for other local scholarships using the same essays! The deadline for the Northern Credit Union scholarship opportunity is May 1, 2022.

There is no fee for submitting an application, but applicants MUST:

• Complete the universal application on the Community Foundation’s website and submit all requested materials by May 1, 2022
• Be a high school senior at the time of application
• Be attending college or trade school in the fall of 2022
• Agree to use any scholarship award by January 31, 2023, at an accredited college or trade school

The community foundation will review applications in May, and Northern Credit Union will contact and announce winners in June 2022.

For more information about this scholarship opportunity, visit the Northern New York Community Foundation’s website or email us at marketing@mynorthern.com.

The post Northern Credit Union Scholarship Opportunity appeared first on Northern Credit Union.

FAFSA season is in full swing! Whether you’re a college student, a high school senior or you’re seeking financial aid for your child, it’s time to fill out those financial aid forms. The rules and deadlines can be confusing, but we’re here to help! Check out our top tips about completing the FASFA.

When is my application due? 

There are three financial aid deadlines to know: federal, college and state. The federal FAFSA submission has a set deadline, while each college and state set their separate deadline. It is smart to complete the FAFSA as soon as possible as some aid is given on a first-come, first-serve basis.

The 2021–22 FAFSA form became available on Oct. 1, 2020. This form is for the 2021–22 award year, which runs from July 1, 2021, to June 30, 2022. ​ ​Online applications for this form must be submitted by 11:59 p.m. Central time (CT) on June 30, 2022. You can look up the 2021-22 deadlines for your state using this link: ​State deadlines 2021-22. We suggest reaching out to each college you are interested in attending to make sure you know their specific deadline. Your college must have your correct, complete information by your last day of enrollment in the 2021-2022 school year.

You can still submit an application for the 2020–21 FAFSA form, which must be submitted by 11:59 p.m. CT on June 30, 2021.

Who is eligible for FAFSA?

To qualify for FAFSA you must:

• Demonstrate financial need.
• Be a U.S. citizen or an eligible noncitizen.
• Be registered with Selective Service, if you’re a male.
• Be enrolled in an eligible degree or certificate program.
• Have a high school diploma or a recognized equivalent.

You can view the full list of the FAFSA eligibility requirements ​here. Keep in mind that even if you do not think you qualify, you should still apply as many colleges require it for non-need-based scholarships and grants.

How do I apply for FAFSA?

If you love the convenience of the Northern mobile app you will be happy to hear that you can now apply for FAFSA using the free ​myStudentAid​ app available on the App Store (iOS) or Google Play (Android). If you use the app with an Apple device, be sure to disable the “smart punctuation” feature before filling out the form.

You can also apply for FAFSA online at ​FAFSA.ed.gov​.

It’s not recommended that you apply for FAFSA via postal mail since online applications are processed quicker and generally have fewer errors. To avoid errors, read every question carefully and review your application before submitting, whether you use the App or apply online or through the mail.

What information do I need to apply for FAFSA?

To apply for FAFSA you’ll need:

• Your Social Security Number
• Your Alien Registration Number (if you are not a U.S. citizen)
• Your federal income tax returns, W-2s, and other records of money earned.
  • You may be able to transfer your federal tax return information into your FAFSA using the IRS Data Retrieval Tool.
• Bank statements and records of investments (if applicable)
• Records of untaxed income (if applicable)
• An FSA ID to sign electronically.

If you’re a dependent student, you’ll also need most of the above information for your parent(s) or legal guardian(s).

Can I apply for the FAFSA as an independent student? 

If your parents aren’t paying for any part of your college tuition, you may be eligible to apply for FAFSA as an independent student. You’ll need to meet one of their requirements, such as being 24 years or older, an orphan, a veteran of the Armed Forces or legally married. You can view the full list of the FAFSA independence requirements ​here​.

The post Complete the FAFSA if You’re College-Bound appeared first on Northern Credit Union.